• (Mortgage) Loan Processor Junior

    Job Locations US-NH-Portsmouth
    Req #
    Mortgage Operations
    Location Name
    (Mortgage) Portsmouth, NH - Seacoast
  • Job Summary

    Under the direction of the Branch Manager, the Operations Manager and/or the Processing Supervisor, provides general assistance to loan processors and loan officers in the file set up

    of mortgage loans.


    Essential Functions

    • Maintains knowledge of all policies and modifications to the guidelines and standards of the company, federal housing programs, investors, and private mortgage insurers.
    • Opens files, orders credit reports, appraisals and sends out verification forms; conducts regular follow-ups with outside sources regarding outstanding documents.
    • Verifies the data collected, documents communication through the conversation log; ensures loan application is in compliance with underwriting, investor, RESPA, and HMDA guidelines.
    • Reviews all disclosures for completeness and compliance.
    • May assist in the calculation of income, review assets and liabilities.
    • May prepare, when applicable, “Declination Letters.” Ensures accurate disclosure of the reason(s) for the adverse action as soon as it is determined that applicants do not qualify.
    • Meets customer service standards as outlined by management.
    • Maintains a professional image and adheres to standards consistent with company policies and procedures.
    • Other duties as assigned.

    Job Requirements

    • High school diploma or equivalent.
    • Minimum of 1 year mortgage banking experience required.
    • Excellent written and verbal communication skills.
    • Excellent organizational and time management skills.
    • Demonstrated ability to interact effectively with branch, regional and corporate personnel, as well as realtors, sales agents, builders, appraisers, title companies, etc.
    • Demonstrated judgment and decision making ability.
    • Proficient in Excel, Word, Outlook, with the ability to learn other mortgage-related programs.
    • Valid driver’s license and current automobile liability insurance, if driving is required.
    • Must be available to work all regularly scheduled hours; arriving at scheduled reporting time and at the prescribed time after any breaks or lunch periods.
    • Must be able to work overtime, as required.




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