Junior Mortgage Loan Processor

Job Locations US-AK-Anchorage
Req #
2018-7225
Type
Full-Time
Category
Mortgage Operations
Location Name
(Mortgage) Anchorage, AK - Anchorage

Job Summary

Under the direction of the Branch Manager, the Operations Manager and/or the Processing Supervisor, provides general assistance to loan processors and loan officers in the file set up

of mortgage loans.

 

Essential Functions

  • Maintains knowledge of all policies and modifications to the guidelines and standards of the company, federal housing programs, investors, and private mortgage insurers.
  • Opens files, orders credit reports, appraisals and sends out verification forms; conducts regular follow-ups with outside sources regarding outstanding documents.
  • Verifies the data collected, documents communication through the conversation log; ensures loan application is in compliance with underwriting, investor, RESPA, and HMDA guidelines.
  • Reviews all disclosures for completeness and compliance.
  • May assist in the calculation of income, review assets and liabilities.
  • May prepare, when applicable, “Declination Letters.” Ensures accurate disclosure of the reason(s) for the adverse action as soon as it is determined that applicants do not qualify.
  • Meets customer service standards as outlined by management.
  • Maintains a professional image and adheres to standards consistent with company policies and procedures.
  • Other duties as assigned.

Job Requirements

  • High school diploma or equivalent.
  • Minimum of 1 year mortgage banking experience required.
  • Excellent written and verbal communication skills.
  • Excellent organizational and time management skills.
  • Demonstrated ability to interact effectively with branch, regional and corporate personnel, as well as realtors, sales agents, builders, appraisers, title companies, etc.
  • Demonstrated judgment and decision making ability.
  • Proficient in Excel, Word, Outlook, with the ability to learn other mortgage-related programs.
  • Valid driver’s license and current automobile liability insurance, if driving is required.
  • Must be available to work all regularly scheduled hours; arriving at scheduled reporting time and at the prescribed time after any breaks or lunch periods.
  • Must be able to work overtime, as required.

 

 

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